Fund Objectives

Harmony US Dollar Balanced Fund

The portfolio will be biased to investments in the United States, but could also hold investments outside this country. The portfolio aims to provide a balance between capital preservation and capital growth in US Dollars with a reduced level of volatility via strategic exposures to a wide range of other asset classes.

The investment objective is achieved through a diversified portfolio that invests, primarily via other collective investment schemes, or other similar schemes, across a broad range of asset classes and currencies in varying proportions over time. These include equities, fixed income, commodities, alternative strategies, property, money market instruments and other multi-asset portfolios. As this is a diversified portfolio the majority of these asset classes will typically be represented in the portfolio at all times.

The fund is ideally suited to investors with an investment horizon of 3 years or longer.

Harmony US Dollar Growth Fund

The portfolio will be biased to investments in the United States, but could also hold investments outside this country. The investment objective is to provide capital growth in US Dollar terms but with a reduced level of volatility via strategic exposures to a wide range of other asset classes.

The investment objective is achieved through a diversified portfolio that invests, primarily via other collective investment schemes, or other similar schemes, across a broad range of asset classes and currencies in varying proportions over time. These include equities, fixed income, commodities, alternative strategies, property, money market instruments and other multi-asset portfolios, with an overall bias towards asset classes that have the potential for capital growth over the portfolio’s investment horizon.

The fund is ideally suited to investors with an investment horizon of 5 years or longer.

 Harmony Europe Diversified Fund

The portfolio will be biased to investments in Europe, but could also hold investments outside this region. The portfolio aims to provide a balance between capital preservation and capital growth in Euros with a reduced level of volatility via strategic exposures to a wide range of other asset classes.

The investment objective is achieved through a diversified portfolio that invests, primarily via other collective investment schemes, or other similar schemes, across a broad range of asset classes and currencies in varying proportions over time. These include equities, fixed income, commodities, alternative strategies, property, money market instruments and other multi-asset portfolios. As this is a diversified portfolio the majority of these asset classes will typically be represented in the portfolio at all times.

The fund is ideally suited to investors with an investment horizon of 5 years or longer.

 Harmony Sterling Balanced Fund

The portfolio will be biased to investments in the United Kingdom, but could also hold investment outside this country. The portfolio aims to provide a balance between capital preservation and capital growth in Sterling with a reduced level of volatility via strategic exposures to a wide range of other asset classes.

The investment objective is achieved through a diversified portfolio that invests, primarily via other collective investment schemes, or other similar schemes, across a broad range of asset classes and currencies in varying proportions over time. These include equities, fixed income, commodities, alternative strategies, property, money market instruments and other multi-asset portfolios. As this is a diversified portfolio the majority of these asset classes will typically be represented in the portfolio at all times.

The fund is ideally suited to investors with an investment horizon of 3 years or longer.

Harmony Sterling Growth Fund

The portfolio will be biased to investments in the United Kingdom, but could also hold investments outside this country. The portfolio aims to provide capital growth in Sterling terms but with a reduced level of volatility via strategic exposures to a wide range of other asset classes.

The investment objective is achieved through a diversified portfolio that invests, primarily via other collective investment schemes, or other similar schemes, across a broad range of asset classes and currencies in varying proportions over time. These include equities, fixed income, commodities, alternative strategies, property, money market instruments and other multi-asset portfolios, with an overall bias towards asset classes that have the potential for capital growth over the portfolio’s investment horizon.

The fund is ideally suited to investors with an investment horizon of 5 years or longer.

Harmony Asian Balanced Fund

The fund will be biased to investments in markets of developed Asian and emerging Asian countries. The portfolio could also hold investments outside these countries. The portfolio aims to provide a balance between capital preservation and capital growth, with a reduced level of volatility via strategic exposures to a wide range of other asset classes.

The investment objective is achieved through a diversified portfolio that invests, primarily via other collective investment schemes, or other similar schemes, across a broad range of asset classes and currencies in varying proportions over time. These include equities, fixed income, commodities, alternative strategies, property, money market instruments and other multi-asset portfolios. As this is a diversified portfolio the majority of these asset classes will typically be represented in the portfolio at all times.

The fund is ideally suited to investors with an investment horizon of 3 years or longer.

Harmony Asian Growth Fund

The portfolio will be biased to investments in markets of established Asian and emerging Asian countries. The portfolio could also hold investments outside these countries. The portfolio aims to provide capital growth, but with a reduced level of volatility via strategic exposures to a wide range of other asset classes.

The investment objective is achieved through a diversified portfolio that invests, primarily via other collective investment schemes, or other similar schemes, across a broad range of asset classes and currencies in varying proportions over time. These include equities, fixed income, commodities, alternative strategies, property, money market instruments and other multi-asset portfolios, with a bias towards asset classes that have the potential for capital growth over the portfolio’s investment horizon.

The fund is ideally suited to investors with an investment horizon of 5 years or longer.

Harmony Australian Dollar Growth Fund

The portfolio will be biased to investments in the Australian market, but could also hold investments outside of this country. The portfolio aims to provide capital growth in Australian Dollar terms but with a reduced level of volatility via strategic exposures to a wide range of other asset classes.

The investment objective is achieved through a diversified portfolio that invests, primarily via other collective investment schemes, or other similar schemes, across a broad range of asset classes and currencies in varying proportions over time. These include equities, fixed income, commodities, alternative strategies, property, money market instruments and other multi-asset portfolios, with a bias towards asset classes that have the potential for capital growth over the portfolio’s investment horizon.

The fund is ideally suited to investors with an investment horizon of 5 years or longer.

The features of a Luxembourg based UCITS fund

  • UCITS (Undertaking for Collective Investments in Transferable Securities) is a stamp of EU-wide regulatory approval. A UCITS fund listed on one European exchange may be “passported” to and distributed in all other member states.
  • UCITS is increasingly being recognised worldwide as the mark of a stable, well-regulated investment product.
  • Luxembourg is the world’s second largest fund centre (after the USA) and the vast majority of Luxembourg funds are UCITS compliant
  • Luxembourg-domiciled UCITS have the widest cross-border distribution of any domicile and comprise around three quarters of all cross-border registrations.
  • Outside the EU the Luxembourg UCITS market share of fund registrations is significant, notably in Switzerland, South America and Asia. In Hong Kong, Singapore and Taiwan, for example, more than 74% of authorised investment funds are now Luxembourg-domiciled UCITS compliant funds.